Being a professional Reinsurer the Company works with various types of Reinsurance Programs.
Alongside with the quota share proportional reinsurance on the basis of the full sum insured, we often work with proportional reinsurance programs on the basis of the loss limit or first loss.
We also quote and subsequently write non-proportional reinsurance programs.
In some cases the excess loss basis of the risk placement, being a layered program allows more effective organization of the necessary reinsurance capacity and helps to reach a necessary consensus on the price of reinsurance.
The Company actively develops facultative forms of co-operation and offers not only participation in placed programs, but also quotation of the different reinsurance programs, including non-proportional.
In our facultative practice we adhere to the following underwriting approaches:
Reinsurance of homogeneous portfolios of insurance companies consisting of a wide range of risks, as a rule, is carried out on an treaty basis.
The Russian Reinsurance Company has broad experience in developing terms for treaty contracts for Russian and foreign companies, and is interested in further development of treaty cooperation with its partners.